What Does the Bible Say About Lending?

Bible Summary. The Bible does sanction the lending of money. The Bible does not sanction lending money with interest to the poor. The Bible teaches us that lending should be fair and it should not be an object of extortion and greed. The Bible tells us that we should lend to those who are in need if it is in our power to do so. See below for Biblical commentary, meaning, and advice concerning Biblical lending.

The Money Changer and His Wife

The Money-Changer and his Wife
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Biblical Lending: The Bible Does Sanction Lending.

The Bible does sanction the lending of money. Having the ability to lend or give to others is evidence of God’s blessing of abundance to believers. God desires for us to be blessed, being able to lend and not having to borrow. God desires us to be free from lenders as well as free from the domination of others. Deuteronomy 15:6 advises us that we should be lenders and not borrowers.

Deuteronomy 15:6, “For the Lord thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee.”

Biblical Lending: Do Not Lend to the Poor, Give to the Poor.

The Bible does not sanction lending money with interest to the poor. If a person is poor, they do not need a loan. They need charity and a help up. Exodus 22:25 advises us to not to lend with interest to the poor.

Exodus 22:25, “If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.”

Biblical Lending: Fair Lending Versus Predatory Lending.

The Bible teaches us that lending should be fair and it should not be an object of extortion and greed. When a lender seeks to maximize short-term gains at the expense of the borrower, the lender is out of the will of God. Ezekiel 22:12 advises us against predatory lending.

Ezekiel 22:12, “In thee have they taken gifts to shed blood; thou hast taken usury and increase, and thou hast greedily gained of thy neighbours by extortion, and hast forgotten me, saith the Lord God.”

Biblical Lending: Lend to Those Who Are in Need.

The Bible tells us that we should lend to those who are in need if it is in our power to do so. In many cases, it would cost us little or nothing to help someone else out that is in need. We should look for opportunities to help people that are in real need versus avoiding them. Proverbs 3:27 advises us to not withhold good things to those who are in need.

Proverbs 3:27, “Withhold not good from them to whom it is due, when it is in the power of thine hand to do it.”