What the Bible Tells Christians About Debt – Part 1

Bible Summary. Christians should not have unnecessary debts or past due obligations. Money nor debt is not necessary bad except when we become consumed and obsessed with these material things over our Christianity. Creditors should not be allowed to withhold security for a loan if it takes away a person’s means of livelihood. See below for part one on Biblical commentary and scriptures on Christians and debt. See Christians and Debt – Part 2 for more commentary on this topic.

Christians and Debt

The Borrower is Servant to the Lender
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Christians and Debt: God Desires For Us to be Free From Debt and Past Due Obligations.

Christians should not have unnecessary debts or past due obligations. These are burdens that strain our relationships with our fellowman and go against God‘s commandments. We are to love our fellowman, not owe them. Romans 13:8 advises us to own no man anything, but love.

Romans 13:8, “Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.”

Christians and Debt: Being a Borrower Means Being a Servant of the Lender.

Christians are to serve only one master, but when we get into debt we also take on another master, the lender. Money nor debt is not necessary bad except when we become consumed and obsessed with these material things over our Christianity. Proverbs 22:7 advises us that the rich rule over the poor and the borrower is a servant to the lender.

Proverbs 22:7, “The rich ruleth over the poor, and borrower is servant to the lender.”

Christians and Debt: The Payment of a Debt Should Not Cause the Lost of Livelihood.

In some cases, Christians should refrain from getting into debt or lending to others. One case would be where creditors would be allowed to withhold security for a loan if it took away a person’s means of livelihood. As an example, a lender should not be able to withhold the tools of a man’s trade. Deuteronomy 24:6 tells us that no man should withhold another man’s livelihood in securing a pledge for a loan.

Deuteronomy 24:6, “No man shall take the nether or the upper millstone to pledge: for he taketh a man’s life to pledge.”

See Christians and Debt – Part 2 for more commentary.